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Open Season for the Federal Employees Health Benefits Program (FEHB) has begun, and now is a great time to review and revise those options before the Dec. 13 deadline. The Office of Management and Budget found 95% of federal employees do not change their plans annually, and some are still using the same plan they selected decades ago. By switching plans every year, federal workers can save thousands of dollars and gain important benefits.

  • Walt Francis, consultant and health policy analyst who wrote the Consumers’ Checkbook Guide to Health Plans for Federal Employees, said comparing options is important because there could be cheaper plans with equally good benefits, and there could be changes to your current plan.
  • Francis said a big change to all major health insurance is that surprise billing was recently banned; other changes depend on the plan.
  • Francis advised employees to check the brochure for their plan to see if anything changed and look at plan websites, the comparison tools on the Office of Personnel Management website or those on the Consumers’ Checkbook website, which offer additional information.

You can use the discount code WJLA to save 20% on the Guide to Health Plans for Federal Employees at

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